Credit Disability/Accident and Health Insurance

Disability insurance offers the insured debtor peace of mind when an injury or sickness occurs preventing the insured debtor from performing any work-related duties. With the exceptional disability limits available, most monthly indemnity payments and loan terms are fully covered. Disability coverage is available for individuals 18-65 years of age as long as they are actively engaged in full-time employment. Disability insurance is available with both the gross and the NetTerm credit life product.

The Disability limits per age group are listed below:

Age	Maximum Monthly Indemnity	Maximum Term
18-55	$1000	120 months*
56-65	$ 500	60 months

*maximum term in the State of Tennessee is 60 months.